Fast, safe, online loan application – Get approved in 10 minutes

Apply for a loan
Fast, safe, online loan application – Get approved in 10 minutes

Top Benefits



Simple, swift access right from your phone. Only a single document needed to apply



A direct lender with a modern approach to reliability. We secure your data and support you in challenging conditions



Easy, quick fixes from the comfort of your home. Instant transfer and loan extension opportunities

Borrowing Made Easy


Apply Easily With Our App

Make your request in the app, just complete the form.


Awaiting Approval

Wait for our quick decision, which takes only 15 minutes.


Retrieve Your Money

Accept your funds, normally transferred in about one minute.

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Live Feedback


Riette Theron

From the easy online application process to the quick approval, made getting a personal loan a breeze. The customer service team was friendly and helpful throughout the entire process.


Dharia Jenkins

I was pleasantly surprised by the competitive interest rates offered by They were definitely lower than other lenders I had researched. Thank you for helping me save money!


Quintrell Bullock

The flexibility of the repayment options provided by allowed me to choose a plan that fit my budget perfectly. It was great to have some control over my loan terms.


Maghiel E. made it convenient to access my loan information and make payments online. The user-friendly interface of their website made managing my loan a stress-free experience.


Katheen Moody

I appreciated how went above and beyond to ensure that I received the financial assistance I needed. Their dedication to customer satisfaction truly sets them apart from other loan providers.

Apply Easily With Our App

Make your request in the app, just complete the form.

Download loan app

Online loans in Kenya via M-Pesa

  • Amount 500 KES to 30,000 KES
  • Minimum repayment period 61 days
  • Maximum repayment term 365 days
  • Interest rate 0,01% - 2% per day
  • Decision 5-15 minutes
  • Age of borrower 18-62 years old
  • Occupation Currently employed or with a stable source of income
  • Location Kenyans that are currently living in the Kenya
  • What are the requirements National ID, Mobile phone

The Benefits of Personal Loan in Kenya

Personal loans have become increasingly popular in Kenya due to the numerous benefits they offer to individuals seeking financial assistance. Whether you need funds for starting a business, paying for education, or covering unexpected expenses, personal loans can provide the financial support you need.

Flexibility in Use of Funds

One of the main benefits of personal loans is the flexibility in how you can use the funds. Unlike other types of loans that are specified for a particular purpose, personal loans in Kenya can be used for a variety of needs, such as debt consolidation, home renovation, medical bills, or even travel expenses.

  • Personal loans can help you consolidate high-interest debts into a single, more manageable monthly payment.
  • You can use a personal loan to cover home renovation costs and increase the value of your property.
  • Unexpected medical bills can be covered with a personal loan, giving you peace of mind in times of need.

Overall, the flexibility in the use of personal loans makes them a versatile financial tool for individuals in Kenya.

Quick Access to Funds

Personal loans in Kenya are known for their quick approval process, allowing borrowers to access funds within a short period of time. Whether you apply for a personal loan online or through a traditional bank, the streamlined application process and minimal documentation requirements make it easy to get the funds you need quickly.

Competitive Interest Rates

Compared to other types of loans, personal loans in Kenya often come with competitive interest rates. This makes them an attractive option for individuals looking to borrow money without paying exorbitant interest fees.

  • By comparing interest rates from different lenders, borrowers can find the best personal loan option that fits their financial situation.
  • Some lenders offer special promotions or discounts on interest rates for new customers, making personal loans even more affordable.

Improve Credit Score

Another benefit of taking out a personal loan in Kenya is that it can help improve your credit score. By making timely payments on your loan, you demonstrate financial responsibility to credit bureaus, which can positively impact your credit score over time.


Personal loans in Kenya offer a range of benefits to individuals looking for financial assistance. From flexibility in use of funds to quick access to money and competitive interest rates, personal loans can help you achieve your financial goals and improve your overall financial well-being. Consider exploring personal loan options in Kenya to see how they can support your financial needs.


What is a personal loan?

A personal loan is a type of loan that helps individuals borrow a specific amount of money from a bank, credit union, or online lender. This money can be used for various personal expenses, such as home improvements, medical bills, education, or debt consolidation.

Who can apply for a personal loan in Kenya?

Any Kenyan citizen or resident who meets the lender's eligibility criteria can apply for a personal loan. Typically, lenders require borrowers to be 18 years or older, have a steady source of income, and a good credit history.

What documents are required to apply for a personal loan in Kenya?

Common documents needed to apply for a personal loan in Kenya include proof of identity (ID card or passport), proof of income (pay slips or bank statements), proof of residence (utility bills), and in some cases, references from employers or acquaintances.

How long does it take to get approved for a personal loan in Kenya?

The approval process for a personal loan in Kenya varies depending on the lender. Some lenders may provide instant approval online, while others may take a few days to process the application and verify the required documents.

What factors determine the interest rate on a personal loan in Kenya?

The interest rate on a personal loan in Kenya is determined by various factors, such as the borrower's credit score, loan amount, loan term, and the lender's policies. Generally, borrowers with higher credit scores are offered lower interest rates.

Can I use a personal loan to start a business in Kenya?

Yes, you can use a personal loan to start a business in Kenya. However, it is important to consider the risks involved and ensure that you have a solid business plan in place before applying for a loan.